Put the water, milk and 1 tsp sugar (from the 1/4 cup) in a small bowl and add the yeast to it. Mix well and keep aside for 5 to 10 minutes till it becomes u201cfrothyu201d.

Put this yeast mixture, the egg, butter and sugar and salt in a larger bowl (or bowl of your processor/ machine). Mix well, and then add the flour and the powdered cardamom. Knead well until you have a dough that is soft, smooth and elastic. Add just as much more flour or water to achieve this consistency of dough.

Take the dough out and flatten it into a largish round (shape is not important). Sprinkle the fruit and raisins evenly and then roll it up, swiss roll style. This is a good way to knead in fruit into bread dough. Then just knead the dough lightly by hand and roll it up into a ball.

Place the dough in a well-oiled bowl, cover loosely and let it rise till double in volume, for about an hour or so.

When done, lightly knead the dough to deflate t slightly and shape it into a ball. Place it on a lined or lightly greased baking sheet (You can also bake it in a cake or loaf tin if you wish). Let it rise for about 45 minutes.

If youu2019re using the egg wash, then brush it over the top of the dough. Otherwise brush it with milk and sprinkle it with crushed sugar cubes or chopped almonds. Ignore this step if youu2019re going to use the icing.

Bake at 180C (350F) for about 30 minutes till the bread is golden brown and done. If you find the bread browning too quickly, cover it with foil after about 15 minutes in the oven to avoid further browning.

Cool it on a rack. Let it cool completely before you slice it or ice it. For the icing, mix together the ingredients for the icing till you have an icing of pouring consistency. Pour over the bread and sprinkle the chopped almonds over this. Let the icing set.